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Remember when the whole class got in trouble for a prank someone else pulled? How was that fair? Captive insurance doesn't make you pay for anyone else's mistakes.
Simply put, a captive insurance program is a form of self-insurance where you are an owner of your primary insurance company, providing you more control over your costs, claims and safety.
Sometimes, this could be a better option for your risk management/transfer solution. When your business grows to a certain size, it can be worth your time and effort to explore a captive insurance option.
If this sounds intriguing, contact us to learn more.
You bought the cake; shouldn’t you get the last piece?
CAPTIVES
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